Privacy Policy

Last updated: August 13, 2025

At Aqua Insurance, protecting your privacy is our top priority. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information when you use our services. By accessing or using our services, you agree to the terms described in this policy.

Interpretation and Definitions

Interpretation

Words with initial capital letters have specific meanings defined below. These definitions apply whether the terms appear in singular or plural form.

Definitions

• Account – A unique account created for you to access our services..

• Affiliate – – Any entity that controls, is controlled by, or shares common control with Aqua Insurance.

• Company – Refers to Aqua Insurance (“we,” “us,” or “our”).

• Cookies – Small data files stored on your device that help track website activity.

• Country – Refers to Colorado, United States.

• Device – Any internet-connected device such as a computer, smartphone, or tablet.

• Personal Data – Any information that can identify an individual..

• Service – Refers to the Aqua Insurance website and its related services.

• Service Provider – A third party that processes data on our behalf.

• Usage Data  – Information automatically collected from the Service (e.g., IP address, browser type, time spent on pages).

• Website – Refers to Aqua Insurance, accessible at [Your Website URL].

• You – The individual or entity accessing the Service.

Collecting and Using Your Personal Data

Types of Data Collected

1. Personal Data

We may collect personally identifiable information, including but not limited to:

• Name and contact details (email address, phone number)
• Address, city, state, ZIP code
• Billing details and payment information.

2. Usage Data

We automatically collect data on how you interact with our Service, including:

• IP address and browser type
• Pages visited and time spent on each page
• Device and diagnostic data

3. Cookies & Tracking Technologies

We use cookies and similar tools to improve your browsing experience, personalize content, enhance security, and analyze Service performance.

How We Use Your Personal Data

We utilize the collected data for these purposes:

• Service Delivery  – To provide, maintain, and improve our insurance services.
• Account Management – To enable account access and billing.
• Contract Performance –  To fulfill agreements you enter with us.
• Customer Support – To respond to inquiries and service requests.
• Marketing & Promotions – To address inquiries and service requests.
• Legal Compliance – To comply with laws and prevent fraud.

Data Retention & Security

• Retention – Your Personal Data is kept only as long as needed to fulfill our services or
  as required by law.
• Security Measures – While we adopt industry-standard protections, no online transmission can be guaranteed 100% secure. We take all reasonable measures to  safeguard your data but cannot ensure absolute security.

Your Privacy Rights

• Access & Correction – You can request access to, update, or correct Your Personal Data.
• Data Deletion – You have the right to request deletion of Your information.
• Opt-Out of Marketing – You can unsubscribe from promotional emails anytime.
• Manage Cookies – Adjust browser settings to control tracking preferences.

To exercise these rights, please contact us using the information below.

Information Sharing & Disclosure

• With Service Providers – We may share data with trusted partners (such as billing and IT service providers) to support the Service
• Legal Requirements – We may disclose information when required by law enforcement, court orders, or government regulations.
• Business Transfers  – In events like mergers or acquisitions, your Personal Data may
  be transferred.

Children’s Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from minors. If you believe a child has provided us with personal data, please contact us immediately.

Third-Party Links

Our Website may include links to external sites not operated by Aqua Insurance. We are not
responsible for their privacy practices and recommend reviewing their policies before use.

Changes to This Privacy Policy

We may update this Privacy Policy occasionally. Any updates will be communicated through email or website notices.

Last Updated: June 25, 2025