Effective Date: August 13, 2025

At Aqua Insurance, safeguarding your privacy is of utmost importance. This Terms and Conditions document explains how we collect, use, share, and protect your personal information when you use our website and services. By using our site or services, you agree to the practices outlined here.

1. Definitions

• Account – Your unique user profile created to access our services. 

• Affiliate – Any organization under common ownership or control with Aqua Insurance. 

• Company – Refers to Aqua Insurance (“we,” “us,” or “our”). 

• Cookies – Small files stored on your device to help track and improve your online experience. 

• Country – Refers to the United States, specifically Colorado. 

• Device – Any internet-connected device (computer, phone, tablet, etc.). 

• Personal Data – Information that can be used to identify you. 

• Service – Refers to Aqua Insurance website and offerings. 

• Service Provider – A third party that processes data on our behalf. 

• Usage Data – Automatically collected information about how you use our services. 

• Website – Refers to Aqua Insurance, available at aquainsurance.net. 

• You – The individual or entity using our services. 

2. Information We Collect

Personal Data 

We may collect the following: 

• Name, email address, phone number 

• Mailing address, city, state, ZIP code 

• Billing and payment information 

Usage Data 

Automatically collected data includes:

• IP address, browser type, device details

• Pages visited, duration spent, and diagnostic data

Cookies & Tracking Technologies

We utilize cookies and similar tools to personalize your experience, boost security, and analyze site usage. You can manage your cookie preferences through your browser settings

3. How We Use Your Data

Your information is used to:

• Deliver and improve our services

• Manage your account and billing processes

• Fulfill contractual obligations

• Provide customer support

• Send promotional communications (you may opt out)

• Comply with legal and regulatory requirements

4. Data Retention & Security

• Retention – We keep your data only as long as needed for business or legal purposes.

• Security – We employ robust security measures; however, no online transmission can
  be guaranteed completely secure. We take all reasonable steps to protect your data. 

5. Your Rights

You have the right to:

• Access and correct your personal information

• Request deletion of your data

• Unsubscribe from marketing communications

• Manage cookie tracking via browser controls

To exercise these rights, please contact us using the information below.

6. Sharing Your Information

• Service Providers – Trusted partners may access your data to help us operate our services efficiently.

• Legal Compliance – We may disclose your information when required by law, court
  orders, or regulations. 

• Business Transfers – In case of mergers, acquisitions, or asset sales, your data may
  be transferred to new owners. 

7. Children’s Privacy

Our services are not intended for individuals under 13 years old. We do not knowingly collect personal data from minors. If you believe a child has shared personal information with us, please contact us immediately

8. Third-Party Links

Our website may contain links to external sites not controlled by Aqua Insurance. We are not responsible for their privacy or terms. Please review their policies before sharing any personal information

9. Updates to This Policy

We may update this Terms and Conditions document periodically. Major changes will be communicated via email or posted on our website. 

Last Updated: August 13, 2025